¶ … assistant account undergrad student. No references needed essay. Make simple easy writing. If I essay end today awesome 9:30am-10am 08/15/2012. A moral problem I have faced:

When to intervene and stop a friend's bad spending habits

I work as an assistant accountant. The firm where I work places a great deal of trust in my ability to handle work competently. I have, within the folders and files I review on a daily basis, the lives of its clients in my hands in a very literal fashion. I am accustomed to shouldering responsibilities related to finances and I believe that someone's financial life should be treated with great discretion, when they ask for aid.

However, my job means that people occasionally come to me and ask me for financially-related advice. This means I know more about the finances of my friends than the average person. One of my friends came to me for very specific advice regarding his credit card balance. He was curious whether it would...

Although the advice I gave him was solely in regards to this matter, I was surprised as a general rule how much money he owned on his cards.
Even though I did not give him professional advice, I kept his conversation confidential. Yet whenever I saw him spending money, I found myself cringing inside in a manner I had not before. I began to subtly try to encourage him to spend less, and to try to find different things for the two of us to do together that did not require spending money. However, he persisted in regularly spending more money than he was earning.

The question of when we 'owe' our friends an intervention remains a challenging one. To what extent are we our brother's keepers? Moral philosophy provides some guidance, but not always a clear path. The concept of utilitarianism, for example, is not one I find particularly helpful. Its calculus that the 'end justifies the means' for…